Equipment breakdown

Let us help when your appliances need repair. Replacing and repairing appliances such as furnaces, air conditioners, refrigerators and TVs can get very expensive. By adding equipment breakdown coverage to your home insurance policy, you'll be ready when your appliances suddenly stop working.

Equipment breakdown coverage

If a covered appliance breaks down, you'll pay a $500 deductible -- and Allied covers the rest. The cost of repairing major appliances can be significant, meaning this small deductible could seem like a bargain.

If multiple appliances break down in the same month, don't worry -- you're covered. Just pay your deductible each time an appliance experiences a covered loss and we'll take care of the rest.

Additional protection

Equipment Breakdown also covers special circumstances:

  • Expedited expense – if you need your appliances replaced or repaired immediately
  • Spoilage – the cost of ruined food after an appliance breaks
  • Pollutant cleanup and removal – pays for the cleanup and disposal/removal of hazardous substances
  • Environmental safety and efficiency improvements – covers the extra cost of replacing older appliances with newer models that are better for the environment, safer or more efficient
Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Allied-affiliated underwriting companies, which are controlling. Such products, coverage, terms, and discounts may vary by state and exclusions may apply.

Learn more and get a free quote

Your Allied insurance agent will work with you to design a policy with the right coverage for your needs.

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