Exceptions for members in disaster areas of Texas

The Commissioner of the Texas Department of Insurance has issued bulletins concerning policyholders residing in or property located in the below counties that were affected by the recent severe weather and storms. Those counties are the following: Angelina, Aransas, Atascosa, Austin, Bastrop, Bee, Bexar, Brazoria, Brazos, Burleson, Caldwell, Calhoun, Cameron, Chambers, Colorado, Comal, De Witt, Fayette, Fort Bend, Galveston, Goliad, Gonzales, Grimes, Guadalupe, Hardin, Harris, Jackson, Jasper, Jefferson, Jim Wells, Karnes, Kenedy, Kerr, Kleberg, Lavaca, Lee, Leon, Liberty, Live Oak, Madison, Matagorda, Milam, Montgomery, Newton, Nueces, Orange, Polk, Refugio, Sabine, San Augustine, San Jacinto, San Patricio, Trinity, Tyler, Victoria, Walker, Waller, Washington, Wharton, Willacy, and Wilson. The corresponding zip codes are listed below. 

All impacted accounts will not receive warning notices or non-pay cancellation notices during the period of August 23, 2017 through November 20, 2017, or a later time if deemed reasonable given an individual consumer’s circumstance or if the Department extends the moratorium. In addition, no billing-related fees will be assessed during this time.

Non-pay cancellations issued on or after August 23, 2017 through August 30, 2017 will be reversed without a lapse, and any late fees assessed during that time will be waived, reversed, or refunded. If policyholders do not make any payments during the grace period, coverage will not be interrupted due to nonpayment, but the balance of owed premium will continue to grow. When regular billing resumes at the end of this time period, policyholders will be required to pay all the premium that the company earned for the coverage provided. Policyholders may continue to make payments during the grace period in order to avoid a large amount of premium due at the end of this period.

Affected Texas ZIP Codes

The Texas ZIP Codes affected are 75831, 75833, 75834, 75845, 75846, 75850, 75852, 75855, 75856, 75862, 75865, 75901, 75902, 75903, 75904, 75915, 75926, 75928, 75929, 75930, 75931, 75932, 75933, 75934, 75936, 75938, 75939, 75941, 75942, 75948, 75949, 75951, 75956, 75959, 75960, 75966, 75968, 75969, 75972, 75977, 75979, 75980, 75990, 76518, 76519, 76520, 76523, 76556, 76567, 76577 77001, 77002, 77003, 77004, 77005, 77006, 77007, 77008, 77009, 77010, 77011, 77012, 77013, 77014, 77015, 77016, 77017, 77018, 77019, 77020, 77021, 77022, 77023, 77024, 77025, 77026, 77027, 77028, 77029, 77030, 77031, 77032, 77033, 77034, 77035, 77036, 77037, 77038, 77039, 77040, 77041, 77042, 77043, 77044, 77045, 77046, 77047, 77048, 77049, 77050, 77051, 77052, 77053, 77054, 77055, 77056, 77057, 77058, 77059, 77060, 77061, 77062, 77063, 77064, 77065, 77066, 77067, 77068, 77069, 77070, 77071, 77072, 77073, 77074, 77075, 77076, 77077, 77078, 77079, 77080, 77081, 77082, 77083, 77084, 77085, 77086, 77087, 77088, 77089, 77090, 77091, 77092, 77093, 77094, 77095, 77096, 77098, 77099, 77201, 77202, 77203, 77204, 77205, 77206, 77207, 77208, 77209, 77210, 77212, 77213, 77215, 77216, 77217, 77218, 77219, 77220, 77221, 77222, 77223, 77224, 77225, 77226, 77227, 77228, 77229, 77230, 77231, 77233, 77234, 77235, 77236, 77237, 77238, 77240, 77241, 77242, 77243, 77244, 77245, 77248, 77249, 77251, 77252, 77253, 77254, 77255, 77256, 77257, 77258, 77259, 77261, 77262, 77263, 77265, 77266, 77267, 77268, 77269, 77270, 77271, 77272, 77273, 77274, 77275, 77277, 77279, 77280, 77282, 77284, 77287, 77288, 77289, 77290, 77291, 77292, 77293, 77297, 77299, 77301, 77302, 77303, 77304, 77305, 77306, 77315, 77316, 77318, 77320, 77325, 77325, 77326, 77327, 77328, 77331, 77332, 77333, 77334, 77335, 77336, 77337, 77338, 77339, 77339, 77340, 77341, 77342, 77343, 77344, 77345, 77345, 77346, 77347, 77348, 77349, 77350, 77351, 77353, 77354, 77355, 77356, 77357, 77358, 77359, 77360, 77362, 77363. 77364. 77365, 77367, 77368, 77369, 77371, 77372, 77373, 77374, 77375, 77376, 77377, 77378, 77379, 77380, 77381, 77382, 77383, 77384, 77385, 77385, 77386, 77387, 77388, 77389, 77391, 77393, 77396, 77399, 77401, 77402, 77404, 77406, 77407, 77410, 77411, 77412, 77413, 77414, 77415, 77417, 77418, 77419, 77420, 77422, 77423, 77426, 77428, 77429, 77430, 77431, 77432, 77433, 77434, 77435, 77436, 77437, 77440, 77441, 77442, 77443, 77444, 77445, 77446, 77447, 77448, 77449, 77450, 77451, 77452, 77453, 77454, 77455, 77456, 77457, 77458, 77459, 77460, 77461, 77463, 77464, 77465, 77466, 77467, 77468, 77469, 77470, 77471, 77473, 77474, 77475, 77476, 77477, 77478, 77479, 77480, 77481, 77482, 77483, 77484, 77485, 77486, 77487, 77488, 77489, 77491, 77492, 77493, 77494, 77496, 77497, 77498, 77501, 77502, 77503, 77504, 77505, 77506, 77507, 77508, 77510, 77511, 77512, 77514, 77515, 77516, 77517, 77518, 77519, 77520, 77521, 77522, 77523, 77523, 77523, 77523, 77523, 77523, 77530, 77531, 77532, 77533, 77534, 77535, 77536, 77538, 77539, 77541, 77542, 77545, 77546, 77547, 77549, 77550, 77551, 77552, 77553, 77554, 77555, 77560, 77561, 77562, 77563, 77564, 77565, 77566, 77568, 77571, 77572, 77573, 77574, 77575, 77577, 77578, 77580, 77581, 77582, 77583, 77584, 77585, 77586, 77587, 77588, 77590, 77591, 77592, 77597, 77598, 77611, 77612, 77613, 77614, 77615, 77616, 77617, 77619, 77622, 77623, 77624, 77625, 77626, 77627, 77629, 77630, 77631, 77632, 77639, 77640, 77641, 77642, 77643, 77650, 77651, 77655, 77656, 77657, 77659, 77660, 77661, 77662, 77663, 77664, 77665, 77670, 77701, 77702, 77703, 77704, 77705, 77706, 77707, 77708, 77710, 77713, 77720, 77725, 77726, 77801, 77802, 77803, 77805, 77806, 77807, 77808, 77830, 77831, 77833, 77834, 77835, 77836, 77838, 77840, 77841, 77842, 77843, 77844, 77845, 77850, 77852, 77853, 77855, 77857, 77861, 77862, 77863, 77864, 77865, 77866, 77868, 77871, 77872, 77873, 77875, 77876, 77878, 77879, 77880, 77881, 77901, 77902, 77903, 77904, 77905, 77950, 77951, 77954, 77957, 77960, 77961, 77962, 77963, 77964, 77967, 77968, 77969, 77970, 77971, 77973, 77974, 77975, 77976, 77977, 77978, 77979, 77982, 77983, 77984, 77986, 77987, 77988, 77989, 77990, 77991, 77993, 77994, 77995, 78002, 78008, 78010, 78011, 78012, 78022, 78023, 78024, 78025, 78026, 78028, 78029, 78050, 78052, 78054, 78058, 78060, 78062, 78064, 78065, 78069, 78070, 78071, 78073, 78075, 78101, 78102, 78104, 78107, 78108, 78109, 78111, 78112, 78113, 78114, 78115, 78116, 78117, 78118, 78119, 78121, 78122, 78123, 78124, 78125, 78130, 78131, 78132, 78133, 78135, 78140, 78141, 78142, 78143, 78144, 78145, 78146, 78147, 78148, 78150, 78150, 78150, 78151, 78152, 78154, 78155, 78156, 78159, 78160, 78161, 78162, 78163, 78164, 78201, 78202, 78203, 78204, 78205, 78206, 78207, 78208, 78209, 78210, 78211, 78212, 78213, 78214, 78215, 78216, 78217, 78218, 78219, 78220, 78221, 78222, 78223, 78224, 78225, 78226, 78227, 78228, 78229, 78230, 78231, 78232, 78233, 78234, 78234, 78235, 78236, 78236, 78237, 78238, 78239, 78240, 78241, 78242, 78243, 78244, 78245, 78246, 78247, 78248, 78249, 78250, 78251, 78252, 78253, 78254, 78255, 78256, 78257, 78258, 78259, 78260, 78261, 78263, 78264, 78265, 78266, 78266, 78268, 78269, 78270, 78278, 78279, 78280, 78283, 78284, 78285, 78288, 78289, 78291, 78292, 78293, 78294, 78295, 78296, 78297, 78298, 78299, 78330, 78332, 78333, 78335, 78336, 78338, 78339, 78340, 78342, 78343, 78347, 78350, 78351, 78352, 78358, 78359, 78362, 78363, 78364, 78368, 78370, 78372, 78373, 78374, 78375, 78377, 78379, 78380, 78381, 78382, 78383, 78385, 78387, 78389, 78390, 78391, 78393, 78401, 78402, 78403, 78404, 78405, 78406, 78407, 78408, 78409, 78410, 78411, 78412, 78413, 78414, 78415, 78416, 78417, 78418, 78419, 78426, 78427, 78460, 78463, 78465, 78466, 78467, 78468, 78469, 78472, 78480, 78520, 78521, 78522, 78523, 78526, 78535, 78550, 78551, 78552, 78553, 78559, 78561, 78566, 78567, 78568, 78569, 78575, 78578, 78580, 78583, 78586, 78590, 78592, 78593, 78594, 78597, 78598, 78602, 78604, 78612, 78614, 78616, 78621, 78622, 78623, 78629, 78632, 78638, 78644, 78648, 78650, 78655, 78656, 78658, 78659, 78661, 78662, 78670, 78677, 78931, 78932, 78933, 78934, 78935, 78938, 78940, 78941, 78942, 78943, 78944, 78945, 78946, 78947, 78948, 78949, 78950, 78951, 78952, 78953, 78954, 78956, 78957, 78959, 78960, 78961, 78962, 78963.