Coverage you can count on

Property With Allied homeowners insurance, your home and property are protected against:

• Fire and lightning
• Windstorm and hail
• Explosion
• Riot and civil commotion
• Vehicle damage
• Falling aircraft
• Smoke damage
• Vandalism and malicious mischief
• Glass breakage
• Theft
• Falling objects
• Weight of ice, snow, sleet
• Sudden and accidental tearing apart of heating or cooling systems or appliances
• Water damage from rupture or overflow of a household appliance, plumbing, heating or cooling system
• Freezing (water pipes, etc.)
• Damage from electrical currents (except to tubes, transistors or similar components)
• Volcanic eruption

Liability protection If someone makes a claim of injury or property damage against you or your family, everything you own could be in jeopardy. Your Allied homeowners policy protects you in these situations:

• Claims for injury to others on or off the premises
• Claims for property damage
• Liability defense costs
• Medical expenses for injuries to others

Other available coverages You can choose from these optional coverages and extend your protection.

• Identity theft protection
• Replacement cost coverage for your home
• Earthquake coverage
• Additional protection for high-value items such as jewelry, silverware, sporting goods, antiques, collectibles, etc.
• Renters coverage for your personal property and personal liability.
• Condominium protection for your personal property, additions and alterations, and personal liability.