Equipment breakdown insurance−equipment failure doesn't have to mean farm failure

Today’s farm and ranch equipment is more difficult and more expensive to repair. Most farm owner policies exclude equipment breakdown coverage. We offer affordable equipment breakdown coverage built into your farm policy.

Farm equipment insurance is as important to your business operations as the equipment itself. In an age of technology – telephones, computers and electrical systems – your farm is dependent on a variety of machines to communicate with customers, to heat and cool your buildings and to house, store and sell your livestock, produce or grain. A breakdown can easily cost thousands and be compounded by lost income. With our new, low-cost equipment breakdown coverage, there’s no reason to risk a serious loss.

Equipment breakdowns can put your farm on hold

We understand that damaged equipment can mean lost income, so we offer comprehensive insurance for equipment breakdowns to keep your farm running smoothly. Here are some examples of equipment breakdowns that have happened:

• A circuit board failure leads to a liquid cattle feed leak
• A tube failure drops a pump 600 feet to the bottom of a well
• A grain elevator overload causes a main gearbox to crack
• A compressor breakdown wastes refrigerant

Farm equipment insurance protects equipment that is vital to your success

Most standard property insurance policies do not provide insurance for the typical causes of equipment breakdown. Equipment breakdown coverage protects against damage caused by power surges, mechanical breakdown, motor burnout, boiler damage and operator error. It can pay for:

• Boilers, pressure vessels, water heaters
• Electrical distribution systems
• Pumps
• Heating and cooling systems
• Refrigeration equipment
• Production equipment

Contact a local agent today for a free quote on your farming operation.